Billing errors, unauthorized charges, fraud, and double charges — we draft a billing-error letter under 15 USC 1666, route it through CFPB, and track escalation until the issuer credits your account.
Wrong amounts, fees you didn't agree to, math errors on the statement.
Cite 15 USC 1666(b).
Charges you didn't make, including after a card cancellation or lost-card event.
Cite FCBA + Reg E 12 CFR 1005.
Card-skimmed, account takeover, identity-theft charges.
Cite FCBA + CFPB + FTC reportfraud.ftc.gov.
Merchant posted the same transaction twice, or autopay + manual pay both ran.
Cite FCBA 15 USC 1666(b)(6) + Visa/Mastercard merchant-network chargeback.
Free, regulation-cited, and tracked through CFPB until the issuer responds.
Start My Complaint — Free